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Death Occurred About TRIOS The Funeral After Funeral Be Prepared Contact Us
Death Occurred About TRIOS The Funeral After Funeral Be Prepared Contact Us

PLANNING AHEAD – WHAT EVERY FAMILY SHOULD KNOW

TRIOS Helps You Prepare Calmly and Confidently —
From Wills, Living Wills and Policies to Travel Readiness,
So Your Family Is Protected Long Before Anything Happens.

Living Will & Power of Attorney

What Is a Living Will?

A Living Will allows you to specify your medical and end-of-life treatment choices for times when you cannot speak for yourself.

It prevents confusion, protects your dignity, and guides your family and medical team.

Why Have One?

  • Prevents family conflict.
  • Respects your beliefs and wishes.
  • Guides doctors during emergencies.

What You Can Include

  • Life-support choices
  • Pain management
  • Organ donation
  • DNR wishes

Legal Status in South Africa

  • Recognised under SA common law.
  • Supported by HPCSA & SAMA.
  • Must be signed + witnessed.

Medical Power of Attorney

  • Appoints a trusted person to make medical decisions on your behalf.
  • Ensures your Living Will is honoured.

Summary Comparison

Document Purpose Standing Protects
Living Will Your medical wishes Common law You + family
Medical POA Appoints decision-maker Legal document You + representative

Before You Travel

Why Travel Readiness Matters

Preparing documents and emergency details before travelling ensures your family can act quickly if something unexpected happens.

Local Travel Checklist

  • Updated ID or driver’s licence
  • ICE contact on phone
  • Funeral cover repatriation confirmation
  • Notify your family of your itinerary

International Travel Checklist

  • Travel insurance incl. repatriation
  • Consulate contact saved
  • Register with DIRCO ROSA
  • Copies of ID, passport, policies

Emergency Folder

  • Certified copies of IDs
  • Medical aid card
  • Policies
  • Travel insurance

Funeral Policies & Life Cover

Funeral Cover

Funeral cover pays out quickly to support immediate funeral expenses.

Features

  • 24–48 hour payouts
  • Waiting periods apply
  • Affordable premiums

Life Cover

Life cover is long-term financial protection for your loved ones.

Differences

AspectFuneral CoverLife Cover
Payout TimeHoursWeeks
PurposeFuneral costsFinancial security
AmountsLimitedLarge sums

Funeral Policy Claim Procedure

Claim Steps

  • Locate policy documents
  • Confirm waiting period
  • Identify beneficiary
  • Submit required documents

Required Documents

  • Death certificate
  • BI-1663 form
  • ID copies
  • Bank details

Delays Happen When:

  • Documents missing
  • Beneficiary details incorrect
  • Cause of death under investigation

Wills in South Africa

Dying Intestate

If you die without a Will, your estate is distributed by law, not by your personal wishes.

Who Inherits?

  • Spouse
  • Children
  • Parents or extended family

Requirements for a Legal Will

  • Must be written
  • Signed & witnessed
  • Each page initialled

Types of Wills

  • Simple Will
  • Joint Will
  • Testamentary Trust Will

TRIOS Helps You Navigate Life’s Difficult Moments
With Guidance, Support & Compassion.

You May Not Need Us Today — But When You Do,
TRIOS Will Be Here.

Contact TRIOS